Porovnání dostupnosti bydlení v Praze a vybraných evropských metropolích mezi lety 2014 až 2024

This bachelor thesis focuses on the financial affordability of owner occupied and rental housing in selected European metropolises, specifically in Prague, Warsaw, Vienna, Berlin and Munich. The aim of the thesis is to compare the development of housing affordability in these cities and to identify the factors that account for the differences among the individual metropolises. The theoretical part defines the concept of housing affordability, presents the main indicators used to measure it and describes the role of the state and housing policy, including the importance of social and municipal housing. The practical part first carries out a descriptive analysis of basic indicators such as the development of the population, average gross wages, housing stock, number of completed dwellings and average prices of apartments and rents per m² in the individual cities. Subsequently, the financial affordability of owner occupied, and rental housing is assessed and compared using the indicators price-to-income ratio, rent-to-income ratio and the housing affordability index. The physical availability of housing is then also evaluated by means of the housing stock per 1,000 inhabitants and the number of completed dwellings per 1,000 inhabitants. The results show that housing represents the greatest burden for households in Prague and Warsaw, whereas Vienna has long recorded the lowest values of the indicators thanks to its well-developed system of municipal and cooperative housing.