Analýza příspěvku na bydlení ve městě Havířov mezi lety 2021–2025

The presented bachelor's thesis analyzes the development of the housing allowance in the statutory city of Havířov during the 2021–2025 period. The main objective of the text is to evaluate the impact of a dominant institutional owner on the dynamics of drawing this social benefit and to identify the risks associated with the externalization of a private entity's costs onto the state social system. The thesis employs a mixed-methods design, integrating a quantitative analysis of secondary data from the Ministry of Labour and Social Affairs with qualitative research in the form of semi-structured interviews with tenants. The results of the comparative case study, which compares Havířov with the city of Most, confirm the stated hypothesis of a significantly higher growth rate in local housing support expenditures in an environment with concentrated ownership. The core finding of the thesis is the systemic transformation of the housing allowance's function from a crisis intervention tool into a blanket market stabilizer. The text details the strategy of so-called nudging and information screening as rent-seeking tools, through which the majority owner actively eliminates barriers for tenants entering the welfare system and optimizes its market position utilizing state social support instruments. The added value of the thesis lies in its original synthesis of the theoretical concept of the financialization of housing with an empirical analysis of the welfare state's fiscal burden at the local level.