Nelegální činnosti v bankovní sféře

This bachelor’s thesis examines the issue of money laundering in the banking sector, with a focus on the failure of internal control mechanisms. The theoretical section addresses money laundering mechanisms, risk factors, and the three lines of defense model. The practical section analyzes each of the three selected banking cases, focusing on technical weaknesses in control systems, management culture, and failures in anti-money laundering methods. This is followed by a cross-case analysis. The results show that despite differing methods and environments, all cases exhibit common patterns. It was found that the failure of control mechanisms was caused by human error rather than technical failure. The contribution of this work lies in identifying these patterns and assessing where the AMLA can fill gaps and where the regulatory framework alone is insufficient.