Analýza výnosů komerčních bank

This bachelor's thesis focuses on analyzing the development of the revenue structure of commercial banks operating in the Czech Republic and comparing the performance of Komerční banka, a.s., Raiffeisenbank, a.s., and Air Bank, a.s. The thesis is divided into two parts. The first part characterizes the fundamental functions of banks, their revenues, and the financial ratios utilized in the subsequent analytical section. The second part consists of an analysis of the banking revenue structure and financial ratios, based on publicly available data from the ARAD database between 2008 and 2025, alongside a performance comparison of the selected banks based on their publicly available quarterly disclosures from 2020 to 2025. The goal of this thesis is to monitor and explain the factors responsible for changes in banking sector’s revenue structure and to evaluate the performance of the compared banks. The author's original contribution lies in the construction and interpretation of charts, which are used to evaluate and compare the results of both the entire banking sector and the individual financial institutions.