Elektronické bankovnictví v ČR a jeho možnosti

The aim of the bachelor's thesis "Electronic banking in Czech republic and its possibilities" is to analyze and bring closer electronic (direct) banking of the Czech Republic to readers and to map its current state. This thesis also defines the client's connection options with the bank throught various types of communication channels. In the first part of this thesis the reader will be apprised with the conception of the electronic banking and its basic features. Its followed by brief historical developement of direct banking in the world and in our country, fundamental differences between electronic and traditional bank, including the pros and cons from the prespective of banks and also from perspective of clients and next its security and potential risks of remote access to the bank. Initial part of this thesis is also the definition and distribution of the electronic money. The second part describes and briefly assesses various forms and communication channels of electronic banking used in Czech Republic. Among these forms are: credit cards, phonebanking, GSM banking, WAP banking, JAVA banking, PDA banking and computer banking including homebanking and internet banking. The final part of the bachelor's thesis covers the evaluation of the questionnaire focused on current exploitation of electronic banking services, and on mapping of public attitudes and preferences for direct banking as such.