Analýza finanční dostupnosti vlastnického bydlení v hlavním městě Praze v komparaci s okresem Ostrava-město v letech 2010 až 2020

This master thesis deals with the analysis of the financial affordability of owner- occupied housing in the capital city of Prague and in the district of Ostrava-město, i.e. two large cities in the Czech Republic. Its development is measured and illustrated on the example of 7 model households. The structure of these households was chosen primarily with regard to young families and young couples. The purpose of this thesis is to describe how the affordability of owner-occupied housing in all monitored years has developed in both areas, what was the situation of individual model households in comparison with the other households, and also to help answer the question of whether it is worth for young families and young people to move for work in the capital city of Prague with regards to owner-occupied housing. The main conclusion of the work is that the financial affordability of owner-occupied housing was better throughout the entire monitored period and for all model households in the district of Ostrava-město than in the capital city of Prague. Among the individual model households, the highest affordability was in all cases measured for a household composed of only two childless working adults.