Analýza a komparace státní podpory na bydlení v České a Slovenské republice v roce 2021

Housing policy has been a longtime important topic in the Czech Republic and similarly in Slovakia. The ever-increasing price of residential real estate reduces the availability of owner-occupied housing for a large part of society. Housing policy forms part of state budget expenditures - for the year 2021 in the Czech Republic 18 772 745 460 CZK, in Slovakia 6 493 347 850 CZK. The bachelor's thesis in-depth analyzes, quantifies, and then compares the financial resources directed from the public budgets to the housing policy in the Czech and Slovak Republics in 2021. The work is prepared in the form of a literary search of domestic and foreign literature, in- depth analysis, quantification, and comparison of the obtained data. For the Czech Republic, the work brings conclusions about the inefficiently used support of building savings and benefits from the Ministry of Labor and Social Affairs and the related insufficiently supported supply side of the housing market. On the contrary, the demand side is supported, but this does not solve the complex problem of the housing shortage, it only mitigates its consequences. In the Slovak Republic, it is concluded that there is an insufficient amount of construction of apartments with regulated rent, i.e. again low support for the supply side of the housing market. At the end, economic and political recommendations aimed at increasing the efficiency of both national systems are defined. In the bachelor's thesis, a hypothesis was established - the Czech Republic devotes more financial resources to housing than the Slovak Republic. This hypothesis was confirmed.