Ubiquitous computing with focus on banking and insurance industry

This dissertation thesis is focused on the issue of further extension of computers into the human life and its stronger influencing of human being, in the foreign literature defined as ubiquitous computing, everyware or pervasive computing. The basic goals of the thesis are follows: - Compare different views on this issues and make their assessment - Analyze possible effect, especially for banking and insurance area - Propose some specific innovation in named areas The results of this thesis should: - Serve as a basis for further studies in the ubiquitous computing area - Be usable as a basis for further scientific research - Bring some practical application, with which can we met in practice in future years Whole work place emphasis on the innovation process, with which is topic very closely linked and which is constantly emphasizing both in technical as in commercial spheres. The goals of the thesis are fulfilled in the individual chapters in the following way: - Definition of the goals and introduction of the topic -- Chapter 1 - Analysis of current status of knowledge -- Chapter 2 - Brief characteristic of main UC concepts -- Chapter 3 - Practical experience and innovation from UC -- Chapter 4 - Final evaluation -- Chapter 5 The scientific benefits of this work have been awarded by presentation of main parts of the thesis on international conferences and publication in the scientific magazines.