This bachelor's thesis focuses on the analysis and design of two-phase security verification (2FA) for users in mobile banking. The introduction of the thesis defines the scope, limitations of the study, objectives, and methods for their achievement. Subsequently, an analysis of the current state of cybersecurity in banking was conducted. The thesis examines international standards related to cybersecurity and the impacts of their implementation in mobile banking. The author compares variou... show full abstractThis bachelor's thesis focuses on the analysis and design of two-phase security verification (2FA) for users in mobile banking. The introduction of the thesis defines the scope, limitations of the study, objectives, and methods for their achievement. Subsequently, an analysis of the current state of cybersecurity in banking was conducted. The thesis examines international standards related to cybersecurity and the impacts of their implementation in mobile banking. The author compares various methods of two-factor authentication used across selected Czech banks. The result of this bachelor's thesis is the proposal of a specific process model for a particular Czech bank to increase the level of cybersecurity in the banking environment through two-phase user verification. The two-phase verification model is designed in accordance with the principles of BPMN, which are defined in the ISO/IEC 19510:2013 standard. The design considers both technological aspects and the user perspective, aiming to ensure an efficient and user-friendly system. |