Design of a custom bankruptcy prediction model

This thesis focuses on the prediction of corporate bankruptcy and the design of a custom bankruptcy model based on data from the Czech environment. The theoretical part describes the conditions of insolvency under Czech legislation, methods for constructing bankruptcy models, and provides an overview of the most significant bankruptcy models. The practical part focuses on building custom models with different time horizons. The models were constructed with an emphasis on achieving the highest possible predictive accuracy, and their performance was validated using an independent data sample. The results were then compared with selected existing bankruptcy models to assess their accuracy and reliability. The objective of the thesis was to develop a prediction tool tailored to local conditions that achieves higher accuracy than established bankruptcy models.