Komparace sociální politiky v oblasti bydlení České republiky a Finska k roku 2024

This diploma thesis provides a comparative analysis of social housing systems in the Czech Republic and Finland, with a particular focus on the use of social housing as a housing policy instrument. The systems are evaluated in terms of their institutional settings, the forms of housing support used, and their resulting impacts on fiscal costs, housing affordability, and household living conditions. The results show that the Finnish system is preventively oriented and due to full integration of social housing, achieves higher system stability, broader household coverage, and a lower housing cost overburden, although this comes with significantly higher public expenditure on housing support. In contrast, the Czech system is characterized by a lower degree of institutional incorporation, greater dependence on the economic cycle, a reactive approach, and a stronger concentration of problems among low-income households. The results also indicate that the Finnish model cannot be fully and directly transferred to the Czech context, primarily due to the limited capacity of the municipal housing stock, a lower level of institutional integration of social housing, and differing perceptions of the role of the state in housing policy. Another significant barrier is the NIMBY phenomenon, which may complicate the expansion of social housing and its allocation across different locations. The thesis contributes to a better understanding of the differences between two housing policy models and demonstrates how differing institutional settings influence the provision of housing support.