Analýza nových principů v rámci regulace Basel III

The aim of this diploma thesis is the nowadays most discussed topic of banking sector, which is banking regulation, particularly the most actual concept Basel III. This thesis focused on analysis of the new regulatory rules, which have been introduced in this concept. The main goal of the diploma thesis is to assess strong and weak sides of actual rules; to define economic impact of the new concept; and to state whether the concept Basel III will be sufficient also in the future in treating possible financial crunches. Firstly, this diploma thesis discusses the question of bank regulation itself, meaning, if it is necessary to regulate banks at all. This discussion is based on the pros and cons arguments of the selected economic schools. Next topic on which is this thesis focused is a genesis of the regulatory concept Basel. The optic of this genesis is to focus on the risk management. Every Basel concept sets different regulatory rules, which are not sufficient after few years; therefore this thesis also aims on the "shortage" of the individual concepts, which resulted to the introduction of the most actual concept: Basel III. Concept Basel III is the main topic of this diploma thesis. First of all the new regulatory rules are discussed. Next the thesis adds couple professional opinions on the new concept. All is conclude in the final chapter which brings author's opinion, reflecting the main goal of the diploma thesis.