Využívání produktů finančního trhu k financování bydlení

This thesis "The Use of Financial Market Products to Housing Financing" aims to explore the process of house financing; in a holistic way, from the choice of housing to the selection of the right tools for financing. Furthermore, financial products such as mortgages and loans for housing are explored in a complex way. The main aim of this dissertation is to define a set of parameters that can improve the process and efficiency of financial tools, broadly used in contemporary house financing market. The practical implementation of such financial tools is critically discussed and analysed within the content of this paper. Furthermore, an example is discussed and illustrated by using the /financial market analysis, the price to rent ratio and the decision tree/. The study will be concluded with a review of findings and a list of recommendations that can be implemented to reduce the overall costs of financial tools that are used in house financing.