Determinanty ovlivňující výši měsíční platby na doplňkové penzijní spoření

The bachelor thesis follows up the determining factors influencing the amount of monthly payments on supplementary pension savings. Currently, this theme is up to date due to the growing problem of pension funding by the state, which will continue to deepen, mainly due to the aging population in the Czech Republic. The primary object of the thesis is to verify how and to what extent the different determinants of the amount of payments on supplementary pension savings affect. In the theoretical part of the thesis, I set up a primary hypothesis with the help of literary research. Based on Modigliani´s lifecycle theory, I assume that the number of the supplementary pension savings participants and the amount of individual payments will increase as the age of employees increases. First, in the practical part I verify the data obtained through the interview survey with the help of the econometric model of logistic regression and then also by own analysis of the survey. The primary hypothesis was confirmed by comparing these two methods. As the age of respondents grows, the number of supplementary pension savings and the level of individual payments increase.