The diploma thesis focuses on the growing trend of the number of over-indebted people in the Czech Republic and deals with the reasons for the so-called debt trap. The aim of the work is to find out the causes of over-indebtedness of natural persons in the Czech Republic. The thesis defines, analyzes and evaluates the issue of over-indebtedness, especially the causes of its occurrence. The thesis will examine selected subjects that occurred in the debt spiral. The research sample will be natural... zobrazit celý abstraktThe diploma thesis focuses on the growing trend of the number of over-indebted people in the Czech Republic and deals with the reasons for the so-called debt trap. The aim of the work is to find out the causes of over-indebtedness of natural persons in the Czech Republic. The thesis defines, analyzes and evaluates the issue of over-indebtedness, especially the causes of its occurrence. The thesis will examine selected subjects that occurred in the debt spiral. The research sample will be natural non-business and entrepreneurial persons. Based on qualitative research, the problem of over-indebtedness of natural persons will be evaluated using the methods of semi-structured interviews and indirect observation. Through the selected research methods, data will be obtained regarding the causes of over-indebtedness and their subsequent classification will contribute to determining the set goal. The output of the work will be an evaluation of the causes of insolvency of individuals and households. |