Digitalizace a automatizace podnikového treasury v ČR

In this thesis, the role, position, and functioning of corporate treasury in the Czech Republic will be introduced. The development of treasury in recent years will be described, along with a comparison of the current state of treasury in the Czech Republic and the global treasury landscape. The objective of this comparative analysis is to pinpoint specific areas where corporate treasury in the Czech Republic lags behind the global standards, while also striving to elucidate the underlying reasons for such disparities. The main point of this study will be the exploration of opportunities and challenges within treasury that are intricately linked to the processes of digitalization and automation. It's worth noting that the focus will be directed solely towards corporate treasury, distinct from bank treasury, which possesses its own unique characteristics. Broadly speaking, bank treasury encompasses virtually all functions inherent to a banking institution. Within the realm of corporate treasury, an emphasis will be placed primarily on the domain of cash management, given its pivotal significance. Furthermore, attention will be devoted to foreign exchange and interest rate risk management, particularly in light of their interconnectedness with the aforementioned trends of digitalization and automation. An essential delineation will be made between prudent currency exposure management, aimed at mitigating exchange rate risks, and speculative activities within foreign exchange markets. This distinction merits careful vigilance. The complexity of this theme will also find a place within this thesis. In the practical segment of the study, the state of corporate treasury in the Czech Republic will be explained through a series of semi-structured interviews conducted with professionals occupying roles within finance and treasury.