Okamžité platby pohledem českých klientů a bank

The bachelor thesis explores interbank payment systems and the possibilities of instant payments. In individual chapters, it is explained what instant payments entails, when it first became available in the Czech market, and how it differs from other forms of payment. The topic is particularly relevant given the ongoing debate within the European Union regarding the introduction of regulation that would mandate banks to provide these types of payments to their customers in euro currency for a reasonable fee. The costs of implementing these payments and any associated fees imposed on clients are discussed in this thesis. Furthermore, a questionnaire is used to assess whether clients know and use instant payments and to what extent this service is important to them.