Hypoteční krize v USA

This bachelor thesis presents a comprehensive analysis of the US mortgage crisis, one of the most significant financial crises in modern history. The theoretical part of the thesis examines the basic theories of financial crises, including the factors that can lead to their occurrence and the key characteristics of historical crises, providing a context for further analysis. The main part of the thesis focuses on the mortgage crisis, identifying and analysing the causes and course of this crisis. Particular attention is paid to the response of the federal government and the Federal Reserve, including their monetary interventions, and the effectiveness of their actions in stabilizing the financial system and the economy is evaluated. The consequences of the mortgage crisis are examined in terms of macroeconomic variables, including GDP growth, unemployment, and inflation. This work serves not only to understand the U.S. mortgage crisis, but also to provide a general understanding of the mechanisms and consequences of financial crises, which is crucial for future policy and regulation of financial markets.