Zdravotní pojiětění cizinců

This bachelor thesis focuses on the problem of the establishment of a monopoly on the Czech market of health insurance for foreigners in the years 2021-2023 and addresses the question whether this market change brought more benefits or negative consequences. The thesis contains an essential theoretical part, which discusses in detail all the specifics of the Czech health insurance system and the health insurance of foreigners. A comparison of insurance premium prices, conditions of cover, insurers' annual reports and a questionnaire among foreigners were used to reveal the impact of the monopoly on the market, insurers and consumers. The main conclusion is that the monopoly has not brought the expected positive results and has caused more complications in the market. Significant improvements occurred after the abolition of the monopoly through the amendment of the law. The work also argues that moving foreigners out of the commercial system and into the public health insurance system could improve the position of consumers and simplify state control in this area.