Analýza vývoje finanční podpory bydlení pro nízkopříjmové domácnosti v České republice a vybraných zemích mezi lety 2014–2024

Bachelor’s thesis focuses on the analysis of the development of housing financial support for low-income households of the Czech republic in comparison with Finland and the United Kingdom over the period 2014–2024. The aim of the thesis is to map the situation in the Czech Republic and in other selected countries, followed by a comparison of the collected data. The theoretical part of the thesis addresses social policy, housing policy, the definition of a low-income household, housing affordability, the housing stock, social housing, and market failures in the housing sector. The practical part contains an analysis of the housing policies of each examined country, followed by a comparison of the results of these analyses. Furthermore, the countries are compared according to three key international indicators relevant to housing policy: the House Price Index, the share of housing costs in disposable household income by household type and income group, and the distribution of the population by tenure status, household type, and income group. The results of the analysis show that the situation of low-income households differs significantly between the selected countries. The most influential factors contributing to these differences include the juristical setting of the housing policy in each country, the extent of preventive measures, the timeliness of state responses to demand, the sophistication of the institutional framework, and the socio-economic situation in the given period.