FINANČNÍ GRAMOTNOST V ČR a její dopady na rozhodování osob

This diploma thesis deals with the issue of financial literacy, whose importance has been growing in last two decades all over the world, including the Czech Republic. The main aim of this thesis is to find out whether the compulsory financial education at secondary schools in the Czech Republic increases the level of financial literacy among young population. The first chapter describes the issue of financial literacy in wider context, including its anchoring in international documents. The most attention is paid to the development of financial education in the Czech Republic and the involvement of financial literacy into primary, secondary and further education. The second chapter concentrates on an analysis of a few chosen researches examining the level of financial literacy in the Czech Republic. Third, the key chapter focuses on author’s own research of financial literacy among the population of the Czech Republic. Its results, among others, shows that young people, who have been or are currently undergoing compulsory financial education at secondary school, have lower level of financial education than the rest of the population and therefor the key determinant of the level are life experiences. Despite the conclusions above, the benefits of financial education are undoubted.