Insurtech a vliv Covid-19 na vývoj Insurtech

The COVID-19 pandemic had a major impact on individuals, society, entire economy worldwide including the insurance industry. Insurance companies must face many challenges, but there are also many opportunities being created in the short, and in the long term. Despite the high level of regulation in this industry, complete modernization and innovation is desirable and inevitable moving forward. The aim of the diploma thesis is to summarize and clarify how pandemic conditions affected the insurance market, particularly Insurtech, in the US region. Attention will focus on entities who may pose a threat to insurance companies in the nearest future. The introduction part covers the reaction of insurance companies on specific insurance policies and offerings, followed by the pandemic impact across Insurtech industry according to the selected parameters, including the potential influence of Big Tech companies on the insurance sector. This thesis will provide readers with a better understanding of how COVID-19 impacted the insurance market, and the innovative companies looking to disrupt the sector and define its future.