Dostupnost bydlení v Praze a Středočeském kraji v letech 2018-2022

The thesis analyses the affordability of housing in the Czech Republic, specifically focusing on Prague and the Central Bohemian Region between 2018 and 2022. The thesis examines the development of purchase and rental prices in the monitored areas. The theoretical part of the thesis focuses on the real estate market, its formation through demand and supply and its development in the Czech Republic in the last few years. Forms of housing, government measures and methods of real estate financing are presented. The availability of housing is influenced by a number of factors, and the thesis focuses mainly on those of an economic nature. The development of these factors is analysed at the beginning of the empirical part of the thesis and their influence on housing affordability is captured by means of a correlation coefficient. The main objective of the thesis is to test the hypothesis that rental housing was more affordable than ownership housing in the period under study, both in Prague and in the Central Bohemia Region. The rejection of this hypothesis was mainly contributed by the second half of the empirical part of the thesis, which examined three model households and their housing affordability in 2020 and 2022 through several indicators such as the burden rate, the residual burden rate or the number of net annual household incomes needed to finance their own property. Owner-occupied housing was more affordable than rental housing over the time period examined.